[TEMP CHECK] Onboard USDai & sUSDai to Aave V3 Plasma & Arbitrum Instance

[TEMP CHECK] Onboard USDai & sUSDai to Aave V3 Plasma & Arbitrum Instance

Author: @ACI

Date: 2025-09-24

Summary

We propose the onboarding of USDai and sUSDai on Aave V3 Plasma & Arbitrum Instance.

This listing would initially enable users to deposit USDai and sUSDai to earn yield and borrow them as stable assets in a USDt-only E-Mode.

Motivation

USDai and sUSDai are innovative stable assets backed by AI hardware infrastructure and idle reserve assets, designed to merge real-world infrastructure finance with DeFi.

As emerging stablecoins with strong venture backing and early adoption momentum, USDai and sUSDai represent a differentiated design that expands Aave’s exposure to innovative collateral types while offering users stable units of account and new yield-bearing options.

Key differentiators:

1. Hardware-backed design: Both tokens leverage GPU/AI compute hardware as collateral, creating a new RWA category.
2. Dual-token structure:
   • USDai serves as the stablecoin for payments and borrowing.
   • sUSDai accrues yield from lending to AI firms and low-risk asset allocations.
3. Growing ecosystem:

Planned launch on Plasma with $500M in deposits ready for deployment on Plasma mainnet.

Arbitrum is Already the main Hub for usd.ai echosystem and Aave is set to take a lion's share of their liquidity and associated borrowing volume

Specification

Risk Service Providers will provide Risk Parameters and proposal will be updated accordingly.

Incentives:

The USDai team is considering incentive programs to boost adoption and enhance the competitiveness of USDai and sUSDai borrowing rates compared to other stablecoin assets on Aave Plasma. There are additional incentives planned as part of the launch of USDai on Plasma.

Detailed incentive structures will be shared with Aave DAO contributors and the community in the ARFC stage.

Disclosure

ACI are not affiliated with USDai and have not received compensation for the creation and review of this proposal.

Next Steps

1. Publication of TEMP CHECK to gather community & service providers feedback, and escalate to TEMP CHECK Snapshot.
2. Publication of a standard ARFC, if TEMP CHECK Snapshot passed, to continue collecting community & service provider feedback before escalating proposal to ARFC snapshot stage.
3. If the ARFC snapshot outcome is YAE, publish an AIP vote for final confirmation and enforcement of the proposal.

Copyright

Copyright and related rights waived via CC0