Reduce Swap & Bridge Fees for $stkWALLET Holders

Author: Ambire Wallet Date: June 24, 2026

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We propose giving $stkWALLET holders a direct, ongoing reward: lower fees on Ambire's built-in Swap & Bridge. The more $stkWALLET you hold, the less you pay, with the most committed holders paying nothing.

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Proposal overview

Today, Ambire charges a flat 0.5% fee on built-in swaps and bridges. We propose replacing that flat fee with tiered fees based on wallet holdings: wallets holding $stkWALLET would qualify for progressively lower fees, scaling down to zero for the largest holders.

The goal is to turn staking into something you feel every time you use the wallet, while strengthening the link between Ambire usage and $WALLET value.

Proposed fee tiers

$stkWALLET Held (USD Value)	Swap & Bridge Fee
$500 and under	0.50%
$500+	0.40%
$1500+	0.25%
$10,000+	0%

The tiers above are shown in USD for clarity. At implementation, they would be converted to fixed $stkWALLET token amounts, set according to the market price around the time the proposal is implemented, if approved. Fixed token amounts mean the thresholds don't need constant rebalancing as the $WALLET price fluctuates, giving users a simpler, more predictable experience. Final tier values are confirmed at implementation.

The question is: Should Ambire introduce $stkWALLET holding tiers that reduce Swap & Bridge fees?

Voting options

• Yes
• No

If the majority votes Yes, Ambire moves to implement the tiered fee structure, with final token thresholds confirmed at implementation.

If the majority votes No, the current flat 0.5% fee stays in place, and the DAO can propose an alternative.

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Eligibility

Qualifying is immediate and requires no lock-up:

• Once you hold enough $stkWALLET to reach a tier, the lower fee becomes available right away.

• If your $stkWALLET balance drops below a threshold, your fee tier adjusts accordingly.

There is no minimum staking period to unlock a discount.

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Motivation

Give $stkWALLET real, everyday utility. Right now, staking is mainly about governance and rewards. This proposal adds a benefit you use directly: cheaper swaps and bridges, every time. Staking stops being something you do and wait on, and becomes something that pays off in the product itself.

Reward the holders who back the ecosystem the most. The top tier grants fee-free swaps and bridges to the largest, most committed $stkWALLET holders. These holders are among the most aligned supporters of Ambire and $WALLET, and rewarding that commitment directly is the point. They may no longer contribute through per-transaction fees, but as major long-term stakeholders, their interests are closely aligned with the wallet's growth.

Keep more activity inside Ambire. Many users still use external apps to swap and bridge. Lower fees give $stkWALLET holders a concrete reason to do it inside Ambire instead, increasing activity and retention across the ecosystem.

Strengthen the value loop. Swap & Bridge fees already fund $WALLET buybacks and burns. By driving both more staking and more in-wallet activity, this proposal aims to grow the overall pie, so even with lower per-transaction fees for some users, the long-term value accrual mechanism gets stronger, not weaker.

For context, Ambire's current 0.5% fee is already among the lowest in the wallet space, undercut only by a notable competitor at 0.25%. These tiers would make Ambire the cheapest option available for $stkWALLET holders, and free for the most committed.

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Voting requirements

• Hold $WALLET or $stkWALLET before the snapshot.

• Note that the voting power of $WALLET tokens is half (0.5 points) that of $stkWALLET tokens.

• Any token changes after the snapshot will not affect the voting power. For example, staking your $WALLET tokens after the snapshot will not double their voting power.

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Useful Links

Ambire Governance Votes
Website
GitHub X Discord Telegram Stake $WALLET