Quite simple
Allocate some of the cake or bnb into a insurance pool in the event that a project listed gets rug pulled. So in the event a project is asking for $5million and there is no performance afterwards or price tanks because of a rug pull then access the funds to refund backers. You can start with 25% loss recovered. You can use voting to increase or decrease this amount, You can also vote whether projects are insurable .