Summary

Since there will be more and more token listing in C.R.E.A.M. Finance, a conservative way of listing would make the whole protocol safer and stronger (and save time for debating within the community).

A great solution would be all new token listing start with 0% collateral factor, and gradually increase the factor when the community agrees by voting.

For: New token listing will stars with 0% collateral factor, and Against: Nothing changed

Specification

There are 6 level of collateral factor, and new token listing starts with 0% collateral factor. Collateral factor can be raised to any level by a valid proposal from the community.

1. C1: 0%
2. C2: 10%
3. C3: 25%
4. C4: 45%
5. C5: 60%
6. C6: 75%

All collateral factor of existing tokens will remain the same and can be modified by another proposal.