BIP050 [Tokenomics] Fiat BIM Sales Allocation to Buyback Reserve

Summary of the Proposal:

This proposal seeks to formalize a tokenomics rule for BIM sold via fiat payment methods, including bank transfer purchases made through the BIM platform.

Under this rule, BIM sold through fiat rails will not be sourced through market selling activity on DEXs or CEXs. Instead, because these sales are financed internally by the BIM Protocol infrastructure, the equivalent BIM amount will be allocated at the end of each month to the buyback reserve wallet.

The goal is to ensure that fiat BIM sales do not create additional sell pressure on the market, while reinforcing the protocol’s buyback structure and improving transparency for the community.

Context: As BIM expands its onboarding infrastructure, fiat access is becoming an important channel for token distribution. However, these fiat-based sales should remain aligned with the long-term interests of the protocol and its token holders.

Currently, BIM sold through bank transfer is financed by the BIM infrastructure rather than being sold directly on the market. This creates an opportunity to formalize a governance rule that protects market structure and turns fiat sales into a direct benefit for the ecosystem.

By sending the equivalent BIM amount to the buyback reserve at the end of each month, the DAO can ensure that these sales:

do not generate direct market sell pressure strengthen the buyback reserve remain visible and verifiable by the community through the public dashboard

Proposal Details: If approved, the following rule will apply:

1. Scope

This proposal applies to all BIM sold through fiat channels on the BIM platform, including bank transfer payments.

2. Token Flow Rule

BIM sold via fiat will not be sourced through public market selling activity on DEXs or CEXs.

These sales are financed internally by BIM Protocol infrastructure.

3. Monthly Allocation

At the end of each calendar month, the equivalent BIM amount corresponding to fiat-based sales during that month will be transferred to the buyback reserve wallet.

4. Buyback Reserve Wallet

The wallet receiving these monthly allocations is the public buyback reserve wallet:

0x472f31ab919ef12ccadfdd3f9ed5704397546d79

5. Transparency

The community can track the reserve wallet and related activity through the public dashboard:

https://bim-buyback.yecho.app/buyback

Voting Options: ✅ For — Approve BIP050 ❌ Against — Reject the proposal ⚪ Abstain — No position Voting Process: This proposal will be submitted to the BIM Protocol governance platform for an on-chain or Snapshot vote.

If passed, the DAO formally validates the principle that BIM sold via fiat channels must not create market sell pressure and must instead reinforce the buyback reserve through a monthly allocation mechanism.

Voting Instructions:

• Connect to the voting platform using your wallet.
• Select the proposal regarding the opening of vote submissions.
• Choose the option that you believe best aligns with the vision and strategic objectives of BIM Protocol
• Confirm your vote.

Voting Period: Voting will begin on [04/04/2026] and conclude on [07/04/2026]

We encourage every member of the BIM Protocol community to participate in this crucial vote. Your voice will guide the future of our platform and strengthen our position in the blockchain ecosystem.

Discussion (optional): https://governance.bim.finance/t/dao-tokenomics-fiat-bim-sales-allocation-to-buyback-reserve-temp-check/44