BIP048 [Roadmap] Integrate Bungee Refuel & Incognito Mode into BIM Exchange

Author: @LP17 – @BIMLabs

Summary of the Proposal: This proposal seeks approval from the BIM DAO to integrate two additional Bungee features directly into BIM Exchange:

• Bungee Refuel
• Bungee Incognito Mode

The objective is to improve the bridging and cross-chain experience on BIM Exchange by reducing user friction, improving onboarding, and expanding available use cases.

Since BIM already uses Bungee as its liquidity and routing aggregator, this proposal does not introduce a new infrastructure layer. Instead, it extends the existing integration with two complementary features designed to improve UX and functionality

Context: BIM Exchange continues to position itself as an omnichain DeFi platform, allowing users to buy, sell, swap, bridge, cross-swap, stake, bond, and soon lend and borrow assets across multiple ecosystems.

As the platform grows across chains, bridging UX becomes increasingly important. One of the main issues users face when bridging to a new blockchain is arriving on the destination chain without the native token required to pay gas fees. This creates friction because users cannot immediately perform follow-up transactions and may need to acquire the native token separately.

At the same time, some users want better privacy when moving assets across chains or between wallets. Standard bridge and swap flows usually create a direct on-chain link between the sending and receiving wallets. Bungee already offers a solution to this through Incognito Mode, which removes the direct on-chain link between wallets through privacy routing.

Because BIM already integrates Bungee, adding these features would be technically coherent, operationally efficient, and aligned with BIM’s omnichain strategy.

Proposal Details:

1. Integration of Bungee Refuel

Refuel is an optional feature that ensures users receive a small amount of the native token required for gas fees on the destination chain when bridging assets. This allows users to arrive on the target chain ready to act immediately.

Refuel operates in two modes:

• Manual Mode: a small amount of native token from the source chain is sent alongside the bridged asset and delivered as native gas on the destination chain.
• Auto Mode: a small portion of the input amount is automatically allocated to provide native gas on the destination chain, without requiring additional native input from the user.

Refuel does not charge protocol fees. The only deducted amount corresponds to destination-chain gas costs.

The expected benefits are:

• Reduced user friction
• Improved onboarding
• Higher conversion and retention after bridging
• A better user experience for swaps, staking, liquidity provision, and dApp interactions immediately after bridging.

2. Integration of Bungee Incognito Mode Incognito Mode is an optional feature allowing users to swap or bridge tokens without a direct on-chain link between the sending wallet and the receiving wallet. It is designed as a user-controlled privacy routing option, not as a default mode.

The flow works as follows:

• The user toggles Incognito Mode on
• The user selects source and destination chains and tokens
• The user enters a receiving address different from the sending address
• The transaction is routed in a way that breaks the direct on-chain link between the two wallets.

Under the hood, Incognito Mode is powered by Houdini Swap and routed through regulated centralized exchanges, subject to legal and compliance requirements. It is not encryption, zero-knowledge infrastructure, or an on-chain mixer.

The expected benefits are:

• Enhanced privacy for users
• Better product differentiation
• Optional privacy routing with a clean and simple UX
• Stronger alignment with BIM’s omnichain product vision.

3. Implementation Requirements If approved, implementation should include:

• Clear UI communication for Refuel, including the gas amount allocated on the destination chain
• Warnings if destination gas conditions are unusually high
• Clear UX communication for Incognito Mode, including the requirement for a separate receiving wallet
• Clear transaction tracking via Order ID where relevant Transparent documentation regarding compliance screening, jurisdiction restrictions, and possible KYC triggers for Incognito Mode.

These implementation points are necessary to preserve BIM’s usual product standards in terms of UX, transparency, and risk communication.

Voting Options: ✅ For — Approve BIP047 ❌ Against — Reject the proposal ⚪ Abstain — No position

Voting Process: This proposal is submitted to Snapshot as an official governance vote following the forum discussion and TEMP CHECK phase. If approved, the BIM team will move forward with implementation according to the parameters described above.

Voting Instructions:

• Connect to the voting platform using your wallet.
• Select the proposal regarding the opening of vote submissions.
• Choose the option that you believe best aligns with the vision and strategic objectives of BIM Protocol
• Confirm your vote.

Voting Period: Voting will begin on [25/03/2026] and conclude on [28/03/2026]

We encourage every member of the BIM Protocol community to participate in this crucial vote. Your voice will guide the future of our platform and strengthen our position in the blockchain ecosystem.

Discussion (optional): https://governance.bim.finance/t/swap-bridge-integration-of-bungee-refuel-incognito-mode-into-bim-exchange-temp-check/41