GIP-13: Should "Tokenomics Update Phase 1: Membership Vaults" proposal be approved?

In this phase of the broader Tokenomics V2 26, we propose the Goldfinch Membership system whereby members can receive a share of protocol fees (“member rewards”) and greater voting power in governance. To participate, members must lock up both GFI tokens and invested capital (either in the Senior Pool or Borrower Pools) in member vaults. Member rewards will be distributed as FIDU, the Senior Pool USDC yield bearing token.

1. When paired with locked up capital supply, GFI locked in a member vault will earn a share of protocol fees, aka “member rewards”.
2. Capital supply and GFI can be locked for a maximum of 4 years. Longer lockup periods will earn more governance voting power and a greater share of member rewards.
3. The percent of protocol fees allocated to member rewards will be managed by DAO governance voting

This proposal helps strengthen Goldfinch’s decentralization. By encoding voting power to be aligned with long-term members, it solidifies the protocol’s ability to continue operating in a fully decentralized manner.

Proposal discussion: https://gov.goldfinch.finance/t/gip-13-tokenomics-update-phase-1-membership-vaults/996

YES - Implement this Tokenomics Phase 1: Goldfinch Membership

NO - Do nothing.