GIP-18: Should "Reduce payment grace period to 45 days from 90 days" proposal be approved?

Reduce the number of days of ‘grace period’ before the protocol marks a loan payment in default from 90 days to 45 days. The change will more closely reflect the grace periods of off-chain loan documents and flag credit quality issues on-chain more quickly

Proposal discussion: https://gov.goldfinch.finance/t/gip-18-reduce-payment-grace-period-to-45-days-from-90-days/1116

YES - Reduce the number of days of ‘grace period’ before the protocol marks a loan payment in default from 90 days to 45 days.

No - Do not reduce the number of days of ‘grace period’ before the protocol marks a loan payment in default from 90 days to 45 days.