[AAVE] Increase WETH Optimal Ratio

Simple Summary

This proposal will increase the optimal usageRatio from 80% to 90% across all aave v3 deployments including Gnosis, Polygon, Metis, Base, Avalanche and Scroll

Motivation

Currently, the optimal usage ratios vary across different Aave instances, reflecting a balance between liquidity utilization and risk management. By increasing the optimal usage ratio for WETH to 90%, higher returns for liquidity providers and improved borrowing conditions for users can be achieved.

Specification

This proposal will increase WETH Optimal Usage Ratio to 90% on the following markets which are currently at 80%, in order to unify them all:

Gnosis V3

Polygon V3

Metis V3

Base V3

Avalanche V3

Scroll V3

References

• Implementation: AaveV3Polygon, AaveV3Avalanche, AaveV3Metis, AaveV3Base, AaveV3Gnosis, AaveV3Scroll
• Tests: AaveV3Polygon, AaveV3Avalanche, AaveV3Metis, AaveV3Base, AaveV3Gnosis, AaveV3Scroll
• Snapshot
• Discussion

Copyright

Copyright and related rights waived via CC0.

https://app.aave.com/governance/v3/proposal/?proposalId=155