The policyholder has bought a token that has the same name as DeRace (DERC) but a different SC address and has no relation to the DeRace project.
0x463d5b1d8ca19a583ce088d8570d3f71baea3512 is not a SC of DeRace project, the correct SCs can be found here: https://coinmarketcap.com/currencies/derace/ https://www.coingecko.com/en/coins/derace
These types of cases are not insured by inSure Defi community since it is an easy exploit possibility. Anyone can create a token with the same name and then claim it as a scam event.
You can find information on what type of cases are insured here: https://insuretoken.net/whitepaper.html#faq
Before buying any token, please always check the correct SC address.