During the bear market, borrowing was minimal and raising public awareness from crypto native degens was priority #1
Currently, the calculus has changed significantly.
Both Cryptopunk Vault A and B are fully maxed out and over-subscribed.
Vault A currently has 3.25M of capacity. Vault B has 1.5M of capacity
Vault B (5% USD Borrow) has been fully slurped up.... usually within a week of opening the caps and is in massive demand still.
Raising interest rates on punk vault A to 4% would accrue $65k extra per year.
As such, the A-vault would be still be slightly under the current US treasury risk free (4.3%) and very competitive in todays borrowing markets.