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Notional FinanceNotional Financeby0xCece1920D4dBb96BAf88705ce0A6Eb3203ed2eB10xCece…2eB1

[NIP-34] Update Prime Cash and fCash interest rate models (Arbitrum)

Voting ended over 2 years agoSucceeded

Summary

In preparation for Notional’s upcoming quarterly roll occurring Monday, December 18th at 8:00 PM EST, we propose a set of parameter updates to increase capital efficiency and utilization across Notional’s V3 Arbitrum markets. More specifically, these proposed changes aim to make the protocol more efficient by increasing the target utilization rate of Notional Prime Cash markets and lowering the spread between Prime Cash borrowers and Prime Cash Lenders. Additionally, we propose a set of parameter updates aiming at lowering fixed borrow rates, making the protocol more attractive to fixed-rate borrowers and leveraged vault users.

Prime Cash Interest Rate Models

Current parameters

Parameters ETH Stablecoins Liquid Staking Derivatives
kinkUtilization1 15 (15%) 10 (10%) 50 (50%)
kinkUtilization2 70 (70%) 80 (80%) 70 (70%)
kinkRate1 (1/256) 2 (1.52%) 5(1.96%) 1 (0.59%)
kinkRate2 (1/256) 6 (4.57%) 13 (5.10% ) 2 (1.17%)
maxRate25BPS 255 (195%) 192 (100.5%) 225 (195%)
minFeeRate5BPS 10 (0.5%) 10 (0.5%) 10 (0.5%)
maxFeeRate25BPS 160 (40%) 160 (40%) 160 (40%)
feeRatePercent 20 (20%) 20 (20%) 20 (20%)

Proposed parameters

Parameters ETH Stablecoins Liquid Staking Derivatives
kinkUtilization1 15 (15%) 10 (10%) 50 (50%)
kinkUtilization2 80 (80%) 85 (85%) 75 (75%)
kinkRate1 (1/256) 2 (1.52%) 6 (2.36%) 1 (0.59%)
kinkRate2 (1/256) 5 (3.81%) 12 (4.71%) 2 (1.17%)
maxRate25BPS 255 (195%) 192 (100.50%) 225 (150%)
minFeeRate5BPS 10 (0.50%) 10 (0.50%) 10 (0.50%)
maxFeeRate25BPS 160 (40%) 160 (40%) 160 (40%)
feeRatePercent 20 (20%) 20 (20%) 20 (20%)

fCash Interest Rate Models

Current parameters (3M fCash Markets)

Parameters ETH Stablecoins Liquid Staking Derivatives
kinkUtilization1 15 (15%) 15 (15%) 15 (15%)
kinkUtilization2 70 (70%) 80 (80%) 65 (65%)
kinkRate1 (1/256) 17 (1.99%) 17 (1.99%) 5 (0.59%)
kinkRate2 (1/256) 51 (5.98%) 51 (5.98%) 15 (1.76%)
maxRate25BPS 120 (30%) 120 (30%) 120 (30%)
minFeeRate5BPS 3 (0.15%) 3 (0.15%) 2 (0.10%)
maxFeeRate25BPS 8 (2.00%) 8 (2.00%) 8 (2.00%)
feeRatePercent 8 (8%) 8 (8%) 8 (8%)
Initial proportion 50 (50%) 50 (50%) 50 (50%)
Deposit share 55 (55%) 55 (55%) 50 (50%)
Leverage threshold 70 (70%) 80 (80%) 65 (65%)

Proposed parameters (3M fCash Markets)

Parameters ETH Stablecoins Liquid Staking Derivatives
kinkUtilization1 15 (15%) 15 (15%) 25 (25%)
kinkUtilization2 75 (75%) 80 (80%) 75 (75%)
kinkRate1 (1/256) 27 (3.16%) 30 (3.52%) 6 (0.70%)
kinkRate2 (1/256) 43 (5.04%) 51 (5.98%) 17 (1.99%)
maxRate25BPS 120 (30%) 120 (30.00%) 120 (30.00%)
minFeeRate5BPS 3 (0.15%) 3 (0.15%) 2 (0.10%)
maxFeeRate25BPS 8 (2.00%) 8 (2.00%) 8 (2.00%)
feeRatePercent 8 (8%) 8 (8.00%) 8 (8.00%)
Initial proportion 50.00% 50.00% 50.00%
Deposit share 55.00% 55.00% 50.00%
Leverage threshold 75.00% 80.00% 75.00%

Current parameters (6M fCash Markets)

Parameters ETH Stablecoins Liquid Staking Derivatives
kinkUtilization1 15 (15%) 15 (15%) 15 (15%)
kinkUtilization2 70 (70%) 80 (80%) 65 (65%)
kinkRate1 (1/256) 20 (1.95%) 20 (1.95%) 6 (0.59%)
kinkRate2 (1/256) 61 (5.96%) 61 (5.96%) 18 (1.76%)
maxRate25BPS 100 (25%) 100 (25%) 100 (25%)
minFeeRate5BPS 3 (0.15%) 3 (0.15%) 2 (0.10%)
maxFeeRate25BPS 8 (2.00%) 8 (2.00%) 8 (2.00%)
feeRatePercent 8 (8%) 8 (8%) 8 (8%)
Initial proportion 50 (50%) 50 (50%) 50 (50%)
Deposit share 45 (45%) 45 (45%) 50 (50%)
Leverage threshold 70 (70%) 80 (80%) 65 (65%)

Proposed parameters (6M fCash Markets)

Parameters ETH Stablecoins Liquid Staking Derivatives
kinkUtilization1 15 (15%) 40 (40%) 25 (25%)
kinkUtilization2 75 (75%) 80 (80%) 75 (75%)
kinkRate1 (1/256) 10 (0.98%) 25 (2.44%) 4 (0.39%)
kinkRate2 (1/256) 41 (4.00%) 51 (4.98%) 12 (1.17%)
maxRate25BPS 100 (25.00%) 100 (25.00%) 100 (25.00%)
minFeeRate5BPS 3 (0.15%) 3 (0.15%) 2 (0.10%)
maxFeeRate25BPS 8 (2.00%) 8 (2.00%) 8 (2.00%)
feeRatePercent 8 (8.00%) 8 (8.00%) 8 (8.00%)
Initial proportion 40.00% 40.00% 40.00%
Deposit share 45.00% 45.00% 50.00%
Leverage threshold 60.00% 60.00% 60.00%

Resources

  • Notional V3 docs
  • V3 Risk docs
  • V3 Technical docs
  • V3 Dune dashboard

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Discussion

Notional Finance[NIP-34] Update Prime Cash and fCash interest rate models (Arbitrum)

Timeline

Dec 11, 2023Proposal created
Dec 11, 2023Proposal vote started
Dec 16, 2023Proposal vote ended
Dec 16, 2023Proposal updated