[PIP-16] Fee Structure Update Proposal

To generate more sustainable value for the DAO's long-term sustainability and growth, we propose changing the protocol fee structure. This new fee will be set at 0.50% of the borrowed amount.

The proposed fee details are as follows: Borrowers will be charged a 0.50% fee at the start of the transaction.

For instance, a loan of 1 ETH will have an upfront fee of 0.005 ETH, resulting in a net received amount of 0.995 ETH.

This fee structure will apply universally to all lending pools across all chains.