Ethichub | Launch a Green Yield Bond with sEURO

Proposal Launch a Yield Bond with a maturity of 12 months in form of an NFT and earn up to 9% APY in cooperation with EthicHub to lend the pooled sEURO to farmers with an estimated sEURO pool size of 100k sEURO. https://ethix.ethichub.com/ (similar product available with Celo)

What is EthicHub? EthicHub is a social enterprise that connects small farmers with the financing needed to work their land and sell their crops to direct markets by granting the farmers access to the crypto lending market throughout their platform - https://www.ethichub.com

Detailed Proposal Lending in agricultural productive projects implies maturity of loans dependent on nature's productive cycles; quite often these cycles last a whole year. Being able to offer a flexible range of maturity improves the operation’s scalability because lenders do not limit their investment opportunities to periods linked to land labor.

Green Yield Bonds can be bought with a maturity of 12 months starting by the date of purchase. The duration is related to a fixed interest rate. A commuter agent allocates these funds into Originators’ loans and the excess is placed in DeFi protocols to keep them generating yield; at the same time, that liquidity is available to fund new Originators' demands. This lending instrument is called Green Yield Bonds because it holds Ethix as collateral to be automatically released in case of default. Green Yield Bonds are overcollateralized according to this formula:

Bond Collateral = Principal*Collateral Multiplier

Green Bonds are delivered in the form of NFTs. The NFT will hold the same parameters as the purchased bond such as Amount Invested | Time Period (maturity) | Collateral Multiplier.

Green Bonds can be redeemed once their maturity is reached, and the unused collateral will be released back to the smart contract. By redeeming the bond, the lender will receive the principal invested plus interest, and NFTs can be kept as collectibles for future use.

At some point, Ethic Hub’s ecosystem aims to gamefi its platform, becoming a “Farmville-like” game where players compete to generate a win/win impact in real life, benefiting not only small farmers and their communities but also the environment where rich biodiversity is protected. NFTs will be the foundation of that metaverse.

** Business Case Calculation**

Liquidity, Listing and Trading

Target APYs & Maturity