Set redemption veto penalty parameter at 5%

Per TIP-72 (Optimistic Redemptionshttps://forum.threshold.network/t/tip-072-optimistic-redemptions/793), token holders ratified that several parameters will be governable:

• Initial default veto delay period
• Redemption delay after first veto
• Redemption delay after second veto
• Freeze time upon veto
• Financial penalty upon veto – with a hard cap of 5%

Regarding the final one, it's time to set this parameter. The Treasury Guild Committee recommends the maximum penalty of 5%.