[Proposal] Decrease rating period from 72-hours to 48-hours

Original Author: Ryan Rodenbaugh Forum Post: https://forum.truefi.io/t/proposal-decrease-rating-period-from-72-hours-to-48-hours/620

Summary

We want to continue to increase utilization and decrease frictions for borrowers to make loan requests.

As a first step, I’m proposing that we decrease the minimum ‘rating period’ from 72-hours to 48-hours. This means that if a borrower receives the minimum amount of ‘rates’ required, they can withdraw their loan request in as fast as 48-hours, rather than the previous 72-hours.