Buy 1 ETH of XRP

XRP is a money transfer network and digital currency that allows transactions that can happen many times faster than with Bitcoin or Ethereum. Basically it is a network set up for cross border payments with near instant authentication and that will look to reduce fees for international transfers compared to current banking practices and major entities like Western Union. XRP is down about 35% since Thanksgiving (mid-November)

There is a major case against XRP that is expect to conclude this spring. The SEC case hinges on the idea that XRP is a security, much like a stock or a bond, and that Ripple executives broke trading rules when they started selling XRP tokens without registering them with the SEC first. In a perfect world, a value store coin such as Bitcoin might fall under this sort of treatment while utility tokens like XRP and Ethereum would be managed more like fiat currencies. This split between different cryptocurrency types is essentially on trial here, because the final verdict (after appeals, as necessary) will help American courts and lawmakers set up a long-term legal framework for the digital market. XRP falls somewhere in the gray area between the two extremes, offering a currency-like payment system that can also store value when it's not in transit. (Yes this is copied from an article).

All the major retail crypto exchanges like Coinbase stopped selling the coin once the case started in 2020. Banco Santander, Bank of America, and American Express all joined Ripple Net to use it as a platform for cross border payments. They are all waiting on the result of this case to determine if they will use it.

Buying 1 ETH of XRP will be a bet that the SEC case clears up this year, allowing XRP and Ripple Net to be used for cross border payments with large international banks start using the currency to reduce fees, improve transaction times, with increased security as well as start to be sold again on retail crypto exchanges like Coinbase.